Even in the event Plaintiff revealed that their quick repayments was to safeguards his P&We along with his escrow, Plaintiff’s did not exclusively increase their otherwise don’t get rid of their escrow deficiency given that Plaintiff does not get to decide just how his costs is actually applied. The borrowed funds within people states you to definitely partial money is held until the borrower tends to make a fees to create the mortgage latest, where day, the income was “applied throughout the after the acquisition off consideration: (a) attract owed within the note; (b) dominating due underneath the note; (c) quantity owed lower than Area step 3.” (Doctor. 74-1, within PAGEID# 1043). Read More